The Ride Home Real Estate

Your Realtor® and More

Call me at 925-963-2366


"Your Real Estate Broker and more"

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Mortgage Calculator

Use the Mortgage Calculator on the right to get some basic information so you can buy the home of your dreams, or see links to the different more specific calculators below!

How much will my principal be?
Calculates how much your principal balance will be after certain number of years of payment.

How long will my mortgage last if I pay more every month?
Calculates how long your mortgage will last if you make monthly payments that are larger than your monthly principal plus interest.

Interest-Only payment calculator
Calculates how much your mortgage payment will be with an Interest-Only mortgage

How much home can I afford?
Calculates how much home you can afford based on your monthly income, debt and other factors such as down payment and lending ratios.

What are the tax benefits of buying?
Estimates how much money you will save in taxes when you buy a home.

Should I pay points?
Calculates your monthly savings (resulting from the lower interest rate) as well as the breakeven point for the upfront cost of point(s) paid.

How much income to qualify?
Calculates what your gross monthly income should be in order to qualify for the home you want.

Amortization Calculator
Calculates your mortgage payment amortization.

Should I refinance?
Calculates the total cost and savings of your refinance transaction.

What is my APR?
Calculates the APR of your loan.

What is the APR for my ARM?
Calculates the APR of your ARM loan.

How much will my payments be (ARM loan)?
Calculates the payment of an ARM loan.

Which loan is better?
Compares two loans side by side (total amount paid per loan including all costs).

Standard vs. Bi-weekly
Calculates your savings in interest paid as well as length of your loan if you were to make bi-weekly payments as opposed to monthly payments.

Rent vs. Buy Calculator
Calculates if you are better off buying a home, or if you should continue to rent.

Get more information at The Ride Home Lending website.

Calculate Mortgage Payments

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Joseph Anthony Mendes, MBA
Your Real Estate Broker and More

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Copyright © 2022 Joseph Anthony Mendes · All rights reserved.

Realtor® and Loan Officer · Real Estate Broker · BRE# 01710802 · NMLS# 343215 · Your Realtor® and More
8141 Lorenzo Way Ben Lomond, California 95005 · Phone: 925-963-2366 · Fax: 925-397-2002

Joseph Mendes Real Estate Broker – CA Bureau of Real Estate – License #01710802. NMLS#: 1599296.
These materials are not from HUD or FHA and were not approved by HUD or a government agency.



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